PCMCIA network card advice? Example rc.conf please?

[BSD baby]

An odd problem:   I'm using a Linksys PCM100 PCMCIA network card on my laptop.
Works fine in Windows.  It's on the FreeBSD approved hardware list.

When I install FreeBSD 4.8 from the CD-Rom, it detects it, and I configure it.
(Which yes I know how to do.  I do it all the time for regular installs.)

But - when the laptop boots up, it doesn't seem to see the card.
No route to host, etc.

I wonder if this has to do with the PCMCIA abilities being turned on in the
rc.conf *after* it's given the hostname, route, IP, etc?

I'm just using the absolute default settings, so I don't think I'm doing anything
wrong.  (I haven't done anything yet!)

Just wondering if those of you with PCMCIA network cards could offer some 
advice or maybe your /etc/rc.conf file as an example?