Freebsd auto locking users

[Khachatur Shahinyan]

Dear FreeBsd gurus, I have a problem concerning users password and 
authentication policies. The goal is
1)make freebsd to lock users after 3 unsuccessful login attempts,
2)force users to change their passwords every 90 days

I've done such changes in Linux distros, with various PAM modules.But in 
Freebsd it seems that i need to use login.conf file. Here I made 
necessary changes in  that file:
 >>>>>>
default:\
.............
.............
.............      
:login-retries=1:\
:passwordtime=90d:\
:warnpassword=7d:\
:warnexpire=7d:\
 >>>>>>>  

Then I made the cap_mkdb /etc/login.conf , and everything went normal, 
no error messages, but after adding a test user I see no changes in the 
master.passwd file.
The fields which are reserved for password aging parameters are 0:0
test:$1$F9yf.PuK$xqIsGEgK3MexpPZ4UBav0.:1001:1001::0:0:User 
&:/home/test:/bin/sh

And the locking point does not work either, e.g. no matter how many 
times I input wrong password, I'm still able to login. :(
I cannot understand what I'm doing wrong, and what should be done solve 
this issues? I'm not an expert Freebsd administration, so any comments 
and suggestions are welcome.

Thank You
Khachatur Shahinyan